Middle-income households often feel squeezed, earning too much to qualify for many high-profile tax breaks yet not enough to access complex planning structures. With the One Big Beautiful Bill (OBBB) reshaping portions of the tax landscape and making certain TCJA provisions permanent, strategic planning for this group matters more than ever.
This two-hour, strategy-driven webinar focuses on practical, real-world techniques tax professionals can use immediately to help everyday clients reduce their 2026 tax liability. We will also cover the latest OBBB guidance and how new clarifications may affect AGI thresholds, deductions, and credit planning opportunities. This course counts for 2 Hours of Federal Tax Law for IRS Continuing Education.
Rather than theory, this session emphasizes practical tax-saving moves for W-2 earners, dual-income households, families with children, and retirees with moderate incomes. You’ll walk away with actionable strategies designed specifically for clients who claim the standard deduction and believe they have “no options left.”
Learning Objectives
By the end of this webinar, participants will be able to:
- Identify practical tax-reduction strategies tailored to middle-income households under 2026 rules, including AGI-based planning and loss harvesting techniques.
- Apply income timing strategies such as deferral or acceleration while avoiding constructive receipt and compliance pitfalls.
- Evaluate and prioritize high-impact above-the-line deductions, including HSAs, traditional IRAs, student loan interest, educator expenses, and self-employed health insurance.
- Coordinate HSA, IRA, and dependent care contributions to reduce AGI and enhance both current and long-term tax benefits.
- Optimize eligibility for education credits by properly timing expenses, allocating scholarships strategically, and navigating dependency rules.
- Adjust W-4 planning and credit forecasting strategies to prevent underpayment surprises and improve household cash flow.
- Interpret the latest OBBB guidance and apply updated provisions to 2026 client tax planning scenarios.
This course counts for 2 Hours of Federal Tax Law for IRS Continuing Education.
About the Presenter:
Jason Dinesen (EA, LPA) is a tax nerd, entrepreneur, tax expert, and a well-known presenter of continuing education courses.
Known for his sharp tax interpretations, he is one of the quickest to bring the analysis of the latest tax updates and IRS guidance to the professional community. Jason has coached over 200,000 accounting, tax, and HR professionals on various topics of accounting, individual taxation, corporate taxation, professional ethics, and much more.
He has presented dozens of webinars on Form 1099 (for 10 years on this subject!), marriage in the tax code, tax updates, the new Form W-4, payroll updates, filing status, tax credits, corporation and partnership taxation, and other issues relating to the modern-day setting.
