Keeping clients on track doesn't end after tax season. Mid-year is one of the best times to review withholding, identify planning opportunities, and help taxpayers avoid unexpected balances due or refunds that don't match their expectations.

This 2-hour course, recorded on July 9, 2026, and presented by Jason Dinesen, EA, takes a practical look at today's Form W-4 and how it can be used as an effective year-round tax planning tool. While many taxpayers completed a W-4 years ago and have never updated it, recent changes under the One Big Beautiful Bill Act (OBBBA) make 2026 an excellent time to revisit withholding elections.

You'll learn how the redesigned Form W-4 works, when clients should consider updating withholding, and how new deductions for qualifying tips, overtime, vehicle loan interest, senior taxpayers, and charitable contributions for non-itemizers may affect withholding decisions.

Beyond explaining the form itself, Jason explores practical planning strategies for taxpayers with multiple jobs, changing family situations, rental income, self-employment income, tax credits, and other common scenarios. The course also covers employer responsibilities, withholding regulations, payroll considerations, and IRS guidance that professionals should understand when advising clients.

Whether you're preparing returns, providing year-round tax planning, or assisting employers with payroll questions, this course offers practical guidance you can begin using immediately.

Learning Objectives

Upon completion of this course, participants will be able to:

• Explain how Form W-4 determines federal income tax withholding.
• Identify important 2026 Form W-4 and OBBBA updates.
• Evaluate withholding strategies for common client situations.
• Apply practical planning techniques to reduce under-withholding and over-withholding.
• Recognize employer responsibilities and withholding regulations.

FAQs

Why should withholding be reviewed during the year?

Mid-year reviews allow taxpayers to adjust withholding before year-end, helping avoid unexpected tax bills and underpayment penalties.

Does this course cover the new OBBBA deductions?

Yes. The course discusses how several new deductions may affect withholding planning for 2026.

Will employer responsibilities be discussed?

Yes. The course includes employer withholding requirements, payroll considerations, and Form W-4 regulations.